Welcome to my blog. I am a 20 something gal living in a midsized city in the Midwest. I recently stumbled across some blogs in the personal finance domain and they really opened my eyes to a whole new world. I have some student loans and a car loan, but I had never worried much about them. I used to think that everyone in the world has such loans and merrily spent my pay away. I have now come to terms with my debt and have begun taking some steps to pay them off soon and set a savings plan in place. But I don’t want to just eat ramen in the meantime, I believe it’s possible to have fun and pay down debt. I hope that this blog will chronicle the path I take to debt freedom and the fun little things I do inbetween. 🙂
I feel that most of my pay is just frittered away and not put to good use. I chose the title “Her Every Penny” because I feel that every penny in my paycheck must be accounted for. I don’t have a problem with spending, but I have a problem with money slipping through the cracks. This way I am reminded to budget and account for all my monies.